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    Benjamin Franklin

    "Remember that credit is money."

    Christopher Parker

    “Procrastination is like a credit card: it's a lot of fun until you get the bill."

    Henry David Thoreau.

    If one advances confidently in the direction of his own dreams, and endeavors to live the life which he has imagined, he will meet with a success unexpected in common hours.

    Harold Blake Walker

    The only failure lies in failure to start.
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